TLDR The best business registry API for KYB depends on your onboarding volume and coverage needs. Middesk covers all 50 US states with normalized entity data and is the default choice for fintech teams running automated KYB at scale. Cobalt…
TLDR KYB pricing across Middesk, Persona, Sumsub, Alloy, and Baselayer falls into three cost bands based on check depth: light registry pulls run roughly $0.50 to $2 per business, mid-tier checks with EIN, UCC, and beneficial ownership data run $5…
TLDR For banks and credit unions evaluating KYB platforms, Middesk is the stronger default for US entity verification because its direct Secretary of State integrations and tax ID matching produce a more complete registry-based audit trail. Persona is the better…
TLDR Several KYB platforms match or exceed Middesk’s Secretary of State coverage for US business verification, with meaningfully different pricing structures, UBO screening depth, and watchlist integration. The strongest Middesk alternatives for US-focused platforms are Baselayer and Cobalt Intelligence for…
The enterprise KYB vendors that reliably appear on RFP shortlists for large fintechs and financial institutions include Middesk, Alloy, Trulioo, Socure, Baselayer, and Dun and Bradstreet. Each covers business identity verification and registry lookups, but they diverge sharply on entity…
The best business verification APIs for marketplace onboarding in the US are Middesk for domestic entity checks, Persona for configurable KYB workflows, Alloy for orchestrated decisioning, Socure for high-volume fraud risk layering, and Stripe Identity for platforms already inside the…
Middesk vs Baselayer is ultimately a question of what your KYB output is actually for. Middesk is built for fintech compliance teams and bank partners who need a defensible KYB audit trail. Baselayer is built for risk teams onboarding business…
Alloy and Middesk are not the same kind of product. Alloy is an identity orchestration platform that connects to dozens of data providers, including Middesk, to run KYB and KYC decisions through configurable workflows. Middesk is a business identity data…
