Marcus Bennett

Marcus Bennett

Marcus writes about cross-border payment rails and the APIs that move money between them for FintechSpecs. He cares less about a provider's landing page and more about what happens when a payout fails at 2am in a currency nobody load-tested for. Expect him to compare settlement times and failure handling more than logos.

12 Best AI Tools for Lending Teams in 2026

12 Best AI Tools for Lending Teams in 2026

The 12 best AI tools for lending teams span six lifecycle stages: cash flow underwriting APIs (Ocrolus, Heron Data, Prism Data), credit decisioning platforms (Taktile, Zest AI, and alternatives), income verification APIs (Argyle, Pinwheel, Truework), AI credit memo tools (Blooma,…

8 Best AI Collections Software and Voice Agents in 2026

8 Best AI Collections Software and Voice Agents in 2026

The best AI collections software combines FDCPA-compliant voice agents, omnichannel outreach across phone, SMS, and email, and self-serve repayment portals to recover delinquent accounts faster than human call centers while generating fewer complaints. Platforms like Salient, Domu, Prodigal, and others…

7 Best AI Voice Agents for Banks and Credit Unions in 2026

7 Best AI Voice Agents for Banks and Credit Unions in 2026

The best AI voice agents for banks and credit unions are purpose-built platforms, not general-purpose chatbots repurposed for financial services. Vendors like Nuance, Talkdesk, and Eltropy offer banking-specific solutions that integrate with FIS, Fiserv, and Jack Henry cores, provide configurable…

8 Best Earned Wage Access Providers for Platforms in 2026

8 Best Earned Wage Access Providers for Platforms in 2026

The best earned wage access providers for platforms in 2026 are DailyPay, Payactiv, Clair, Earnin, Branch, Gusto Wallet, ZayZoon, and Wagestream. For platforms embedding EWA via API, Clair and Branch offer the clearest developer paths. For enterprise employer integrations, DailyPay…