Most early-stage SaaS founders treat payment infrastructure like they treat legal entity formation: something to handle eventually. The product ships, the first customers pay, Stripe works fine. Then the company starts selling internationally, a customer disputes a charge, sales tax…
tldr Most SaaS founders pick a fintech API the same way they pick a font: they go with what they recognize, assume the alternatives are roughly equivalent, and move on. That works until it does not. The real cost of…
tldr A founder we spoke with ran a B2B SaaS tool for European HR teams. They had been on Stripe for 18 months, using a manual spreadsheet to track VAT obligations across Germany, France, and the Netherlands. When a German…
