A credit-as-a-service API lets non-lending platforms offer loans, lines of credit, BNPL, or working capital to their users by connecting to a provider that owns the lending license, funds the loans, and manages regulatory compliance. The platform integrates an API,…
TLDR On Oct. 1, 2026, Fiserv said its digital asset platform is live with financial institution clients, moving stablecoin-enabled banking from concept to production infrastructure. The first live use case is Roughrider Coin, Bank of North Dakota’s dollar-backed stablecoin for…
Parafin is the better default for usage-based platforms that process high transaction volume, because its underwriting engine reads GMV patterns directly without requiring stable monthly revenue figures. Kanmon is better for platforms that want to customize loan products, white-label the…
The best embedded invoice financing providers for B2B platforms are Kanmon, Resolve, Stenn, Crowdz, and CapChase. Each exposes an API or white-label product that lets a marketplace, vertical SaaS, or B2B platform offer invoice financing or factoring directly in their…
Vertical SaaS platforms looking to add lending should shortlist API providers built specifically for embedded lending, including Kanmon, Parafin, Pipe, Liberis, Lendflow, and Capchase. Each connects your platform to capital partners, underwriting data sources, and compliance infrastructure through a developer…
For B2B marketplaces choosing between Slope and Balance for embedded net terms: Slope is the better fit when your primary goal is offloading credit risk quickly, with a lightweight API integration that turns net-30 through net-90 into an instant-pay experience…
Equipment financing can be embedded into B2B platforms via API, and several providers have built infrastructure specifically for this. Taycor Financial, Lendio Embedded, Kanmon, Pipe, TimePayment, and Finix each represent a different integration model , from simple application routing to…
The best net-terms APIs for B2B SaaS checkout are Resolve, Kanmon, Parafin, Credibly, and Behalf. Each embeds trade credit decisions directly into a checkout flow via API, so buyers get a net-30 or net-60 approval in real time rather than…
TLDR Sept. 22, 2026 moves stablecoin settlement from partnership slides into a production card program. SoFi and Mastercard announced that settlement using SoFiUSD is live for SoFi Bank’s debit and credit cards on Mastercard’s network, six months after their March…
The best merchant cash advance APIs for platforms include Parafin, Pipe, Capchase, Kanmon, and Liberis. These providers let SaaS companies, marketplaces, and vertical software platforms embed a cash advance product without holding a lending license. The platform connects via API,…
